Privacy Policy

VBA Privacy Policy

Last Revised: August 23, 2025

1. Introduction

VBA LLC (“VBA,” “we,” “our,” or “us”) respects your privacy and is committed to protecting it. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit vbaspire.com, access Core, purchase services through LouVoice, use Kreadiv services, attend VBA events, or use any other products and services we provide.

By using our services, you agree to this Privacy Policy. If you do not agree, please discontinue use.

2. Information We Collect

2.1 Information You Provide
We collect information you provide directly to us, such as:

  • Name, email address, phone number, and billing details.

  • Membership or service sign-up information (Core, LouVoice, Kreadiv).

  • Payment details for purchases and subscriptions.

  • Information submitted for job, scholarship, or sponsorship applications.

  • Content of communications when contacting us.

2.2 Information Collected Automatically
When you use our services, we may collect:

  • Device and browser information (IP address, operating system, settings).

  • Usage data (pages visited, time on site, referral sources).

  • Cookies and tracking technologies to improve your experience and marketing.

2.3 Information from Third-Party Sources
We may receive data from:

  • Social platforms if you log in with Google, Facebook, etc.

  • Marketing and advertising partners.

  • Fraud prevention and security vendors.

3. How We Use Information

We use your information to:

  • Deliver and improve services (Core, LouVoice, Kreadiv, events).

  • Process payments and manage subscriptions.

  • Personalize your experience and recommend relevant resources.

  • Send updates, promotions, and service communications.

  • Detect and prevent fraud or misuse.

  • Comply with legal requirements.

4. How We Share Information

4.1 Service Providers
We may share data with trusted third parties who help us deliver services, including payment processors, communications tools, analytics, and LouVoice telecom carriers.

4.2 Legal Compliance & Safety
We may disclose information to comply with legal requirements, enforce agreements, or protect the rights and safety of VBA and its users.

4.3 Business Transfers
In the event of a merger, acquisition, or transfer, your data may be included in transferred assets.

5. Data Security & Retention

We use encryption, access controls, and monitoring to protect your data. We keep personal information as long as needed to provide services, meet legal requirements, or resolve disputes.

6. Your Privacy Rights

You may have the right to access, update, delete, restrict, or request a copy of your data. You may also opt out of promotional communications. To exercise your rights, contact it@vbaspire.com.

7. Cookies & Tracking

We use cookies and similar tools to improve performance, analyze usage, and deliver relevant ads. You can manage cookies through your browser.

8. Communications

8.1 Promotional
We may send marketing updates. You can unsubscribe at any time.

8.2 Service & Billing
We may send essential service notices such as payment confirmations, E911/LouVoice compliance updates, security alerts, or account notices. These cannot be unsubscribed from.

9. California Privacy Rights (CCPA)

California residents may request access, deletion, or opt out of personal data sales. VBA does not sell personal data. Contact it@vbaspire.com to exercise rights.

10. Third-Party Websites

Our services may link to other sites. We are not responsible for their practices and recommend reviewing their privacy policies.

11. Changes

We may update this Privacy Policy. Material changes will be shared by email or website notice.

12. Contact

Email: legal@vbaspire.com
Mail: 8301 State Line Rd. Ste 220 #1604, Kansas City, MO 64114